My work van always had at least $30K worth of stuff that
could be easily taken, in one or two goes and the insurance company
wouldn't touch me because if my $2000 van went walkies, they'd
have to pay me at least $32000 on a slow day.
My spare room at home was used as a stock room and had
mega value in there, too.
My house insurance didn't cover the stock room for theft, (no contents
insurance because I got no contents) but rented to my own business as a
business room, my business insurance did. The only catch, was that I
had to have the stock in its own room, not accessible from an
outside door, and behind at least two deadbolts. (not including the
one on my front door).
MAYBE this could be a similar thing to put your vehicle in your carport if
you have one and rent the parking space to your own business?
Just tell your house insurance guys that your carport is a place of
business. There are also legal ways to write off building a carport
as a tax deduction, or better yet, a gift as well!
Hmm, just reread your post and well, umm..
I hope this was at least a little relevent.
, i will give them a call.