Patio door - insurance

[srv]

I'm sure i've seen a post sometime regarding this but have searched with no luck.....so exuse me if i'm going over old stuff !!!
It's regarding sliding patio door locks......if you come across a lock or should i say door where the lock mech is knackered and no new lock can be sourced....is it permissable from a insurance point of view to simply fit push ( press ) locks.
Some of the doors i've seen don't even have reinforcing...surely press locks used here are fairly useless.......any one had similar problem ?

[Krypos]

WHAT?

[Shrub]

You should be able to source an adequate replacement even if its not the original one intended for the door,

Im guessing by push locks you mean screw on window type locks which no are not suitable,

If you are replacing faulty locks the door must be secured the same or better than it was when new,

Otherwise make sure your liabel cover is upto date,

[srv]

The question i'm asking is...
Would the use of Patio door bolts ( push lock, press lock..or whatever you wanna call 'em ) be acceptable for insurance requirements ?

Do you have UPVC doors over there ?

[Krypos]

I* dont. i dont think. but im sure richer families might. and i think shrub answered that well.

[srv]

Cheers shrub
This is a problem that i've come across a few times......i normally try to id the lock or take some measurements and pass them onto duffells to see if there's a replacement. With some of the older alluminium doors and first generation upvc doors...you can't always get a replacement. You could probably get something to fit but it would mean a lot channelling out and require a lot of work and then the handles may not fit e.t.c.......some of the doors are that tatty and worn to use that it doesn't seem worth it.
I've never felt easy about fitting the patio bolt type locks as i think at best they're a supplementry lock to be fitted to old style doors to prevent them getting lifted.

[Shrub]

Well there has to come a time when the door simply is past its best and a replacement should be at least considered,

Other than that if a door has a strip on it then a strip it should have, to replace that with bolts im sure isnt up to standard,


You may get some good stuff from Here

[srv]

Just had a quick look through that Master Locksmith doc..........it seems there isn't a specific basic requirement....however it does list some of the various upvc door locks available that it does recommend ( likes of Fullex 4-point e.t.c ).....it's clear to me that, like you said, simple press locks are just not acceptable in-place of a proper strip lock. This all stems from a customer kicking -off earlier

[Rockford]

Regarding insurance requirements - each has there own, and I'd put the responsibility back on the customer to speak to their insurer and request a statement (in writing) of what they deem acceptable. You can then work to this, or advise if it's not feasible and the door needs replacing to meet them.

[toomush2drink]

Every insurance company has different standards.For instance i recently fitted a security grille inside a set of double doors which had a 114 fitted.The insurance company then insisted on hinge bolts and key locking push bolts even though a substantial security grille was in place inside and tghe building had a good alarm system.

[Mark A]

I agree with Rockford and Toomush

Put the responsibility back on to the client and get them to consult their insurance company.
With insurance companies being irratic with their requirements, it puts us locksmiths in a no win situation, as the MLA/ABI guidelines are not used by many of the insurance comanies.

In any case push type patio locks are only designed to reinforce the main centre lock and are in no way suitable as the main locking of a sliding patio door set, some insurance companies will accept an Adams Rite, commercial type hook bolt fitted with security cylinders used inconjunction with push bolts and you could suggest this as an alternative for the client to put to their insurance company.

Mark

[Bud Wiser]

Nice to see patio doors are a pain in the arse for others besides us in the security industry

They are a nighmare to secure with door sensors even if you stay well with in the manufacturers guidelines for drilling, when your lucky enough to identify a manufacturer. Drilling always risks shattering the patio door glass in to thousands of pieces and then we have to replace it.

I would just recomend a extra motion detector, would even throw it in for free some times just to discourage door contacts on patio sliders. But there are always those who insist on door contacts. Really a pain!

[Kaotik]

I agree with Mark A. Simply have the client consult their insurance provider to ask if this type of locking device is covered, and an acceptable replacement.