Major scam at my shop

[Servalite6354]

It is my understanding that fraudulent charges on credit cards fall back on the vendor. When you sign up for the contract to take payment by credit card you sign an agreement to check the signiture and/or ID of people using CCs in your store. It doesn't matter to the CC company that you didn't choose to read the fine print because it is all there in black and white for you when they let you know that you owe them the money. With a phone order there is no verification of the user available and you are on a higher risk of getting nailed. This is why you will walk into a large chain store that you shop at once a week forever and suddenly they check your signiture and ID for the first time. That means that they just got hit and lost out.

I may be completely wrong in all this but I have heard the same info from a few store managers and whatnot.

Another thing in this same realm is if you write "see ID" on the back of your credit card and do not sign your name as it states some companies will not offer protection to you at the time of theft of the card. I had a customer that this happened to. The person he contacted on the phone asked if he had signed the card and he told them he had written "see ID" to which they responded that was not what the text on the card tells you to do and they are not responsible for his loss.

Jason

Whoa. So are you supposed to just say you signed it, since they're never going to see it anyway?

[WOT]

With online orders, you often need your address. Many small stores ask for an ID and they often have a camera position such that it records customers' ID, which can be used in identity theft.

I'm anti ID checking.

[PlatinumPalace]

So sorry to barge in after the thread convo dies a month ago and make this my first comment (i actually created this acount a few months back out of curiosity) but i couldnt help but point out that as to the 3600$ that you charged on the CC, you might get to keep it. Might. Because in essence, the advantage for endors to accept CCs is the guarantee of being paid. In other words, when you, the vendor, sell something, you pay a small portion of your revenue from the sale (somthing like 1%) but in exchange, you get the assurance of getting paid. As for the credit card company, if the card turns out to be stolen, will re-imburse the defrauded person. For them, its just the cause of doing business.

In other words, had you send the locks, you would have kept the $3600 no matter what. But if you havent sent the locks, the credit card could ask for the money back. You could tell them that you did send the locks, but thats fraud (plus of all companies, im sure CC companies have heavy fraud prevention and you might get caught)

[frogflight24]

Theres actually websites for people daring enough to scam scammers via email and phone calls and then post the transcripts. Its hilarious. Google it, i can't remember what it is called. Usually, they end up dragging it out and getting hopes up just to have reality come crash down on the scammer in the end.

[Jaakko]

Theres actually websites for people daring enough to scam scammers via email and phone calls and then post the transcripts. Its hilarious. Google it, i can't remember what it is called. Usually, they end up dragging it out and getting hopes up just to have reality come crash down on the scammer in the end.

This tells all, have fun: http://www.419eater.com/html/trophy_room.htm